Ordering checks through your bank is convenient but expensive. Most major banks chargecurrent pricing per box, while reputable third-party printers deliver the same security standards forcurrent pricing. With millions of checks processed annually, third-party check companies have a long track record of reliability. Here are the five best options in 2026 for personal and business check orders.
| Company | Best For | Rating |
|---|---|---|
| Deluxe | Business checks | 4.8/5 |
| Checks in the Mail | Personal checks | 4.8/5 |
| Bradford Exchange Checks | Unique designs | 4.7/5 |
| Walmart Checks | Lowest price | 4.6/5 |
| Current Checks | Balanced pick | 4.7/5 |
Deluxe - Best for Business Checks
Deluxe has been a check and business forms printer since 1915 and is the vendor behind many bank-branded check programs. For businesses, Deluxe offers manual, laser, and voucher check formats that integrate with QuickBooks, Sage, and other major accounting platforms. Security features are comprehensive: MICR encoding (machine-readable routing and account numbers), microprinting, padlock icons, and multi-layer security screens. Business check designs are professional and clean. Personal check options are also available but Deluxe’s real advantage is the business product depth. Pricing is slightly higher than budget competitors, but the accounting software compatibility and professional presentation often justify the difference for business use.
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Checks in the Mail - Best for Personal Checks
Checks in the Mail has operated since 1922 and processes personal and business check orders for customers across the United States. Personal check pricing starts per box of 150 checks, well below bank pricing for equivalent security. The design catalog covers hundreds of options including scenic photography, artistic prints, and licensed art. All checks include microprinting, chemical wash detection, watermarks, and security screen backgrounds. The ordering process accepts address label and checkbook cover orders in the same transaction, reducing shipping costs. Reorders are stored in account history for fast repeat ordering without re-entering banking details.
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Bradford Exchange Checks - Best Design Variety
Bradford Exchange Checks is known for its licensed and artistic design catalog — collections based on nature, wildlife, patriotic themes, and fine art prints that are not available through standard check printers. Security features meet or exceed ANSI standards across all designs. Pricing is competitive atcurrent pricing per box depending on design tier. The ordering interface is well-designed and includes a live preview showing your name and account information overlaid on the design. Bradford Exchange also supplies checks through Costco for members at discounted rates. Matching address labels and covers are available as add-ons. Shipping is standard with priority upgrade options.
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Walmart Checks - Best Lowest Price
Walmart’s check printing service consistently undercuts most competitors on base price for standard personal checks. A box of 150 personal checks with standard security features frequently runs making it the most affordable option among nationally recognized providers. The design selection skews toward classic, conservative patterns rather than the artistic or licensed designs available at Bradford Exchange or CheckAdvantage. Checks comply with ANSI standards and include the core security features required for acceptance at any US bank. Shipping times are reliable and the ordering interface is simple. For buyers focused purely on cost who have no strong preference for design, Walmart Checks is the straightforward budget choice.
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Current Checks - Best Balanced Pick
Current Checks has been in operation since 1969 and offers a well-rounded catalog of personal check designs with strong security features at mid-range pricing. The design library leans toward classic and nature themes and is updated seasonally. All checks include microprinting, security screen, chemical protection, and padlock icons. Current Checks frequently runs multi-box promotions that reduce the per-box price to for orders of four or more boxes. Address labels and checkbook covers are available as bundle add-ons. The website is straightforward and the company’s long operating history provides confidence in reliability. Customer service handles reorder issues promptly.
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How to Choose the Right Check Company
The most important factor is security compliance — every provider on this list meets ANSI X9.7 check standards, which means your bank will accept the checks. Beyond compliance, compare the total order cost including shipping and any setup fees. Most services charge less per box when you order two or more boxes at once. For business checks, verify the format (manual, laser, or voucher) matches your accounting software. Personal check buyers should consider whether design matters to them — if you write a check in front of others regularly, a distinctive design adds a personal touch at minimal extra cost. Confirm the estimated delivery date before ordering if you have upcoming bill payment deadlines.
For more office and finance guides, read our best companies to order checks review and our best compact all-in-one color laser printers comparison for printing business documents at home. Full evaluation criteria are at /methodology.
Frequently asked questions
What companies are best for ordering business checks in 2026?+
For business checks, Deluxe and Checks in the Mail offer the strongest combination of security features, professional design options, and fraud protection. Deluxe is particularly well-suited to businesses that need multi-part voucher checks or laser checks for accounting software like QuickBooks. Both offer MICR encoding and high-security features required for business banking.
How long does it take to receive checks from a third-party printer?+
Standard shipping typically takes 7-14 business days from order. Most services offer priority or express shipping options that reduce delivery to 3-5 business days for an added fee. Walmart Checks and Bradford Exchange Checks are among the fastest at standard delivery. If you need checks urgently, call your local bank -- they can sometimes provide a small supply of counter checks immediately.